The Ethical Accountant

Youth Employment Hub

For Parents & Guardians

Supporting Your Child's Journey to Work

Your child is learning essential life skills about work, money, and wellbeing. Here's how you can support their learning and help them succeed.

Why This Hub Exists

Many young Australians start their first job without understanding their rights, tax obligations, or how to manage money. This can lead to:

  • Being underpaid or exploited by employers
  • Missing out on superannuation contributions
  • Tax problems from not understanding obligations
  • Financial stress from poor money management
  • Mental health struggles without proper support

This hub provides accurate, age-appropriate information to help your child navigate these challenges confidently.

How You Can Support Their Learning

Start Conversations Early

Discuss money, work, and responsibilities before your child gets their first job. Use everyday moments like shopping or paying bills as teaching opportunities.

Review Content Together

Go through the modules with your child. This shows you're interested in their learning and gives you opportunities to share your own experiences.

Help Them Set Goals

Work with your child to set savings goals. Whether it's for a phone, car, or future education, having goals makes financial planning meaningful.

Monitor Their Wellbeing

Starting work can be stressful. Check in regularly about how they're feeling and watch for signs of anxiety or overwhelm.

What Your Child Is Learning

Taxation
Your child will learn about Tax File Numbers, the tax-free threshold ($18,200), and how to complete a TFN Declaration form.

💡 Parent Tip:

Help them apply for a TFN online through the ATO website. Keep their TFN safe and remind them never to share it unnecessarily.

Superannuation
They'll understand that employers must pay 12% super on top of wages, and why starting super early matters for retirement.

💡 Parent Tip:

Consider helping them choose a super fund with low fees. Discuss the power of compound interest over 40+ years.

Employment Rights
Your child will learn about minimum wages, the National Employment Standards, and how to recognise unfair treatment.

💡 Parent Tip:

Encourage them to keep records of hours worked. If they face issues, help them contact Fair Work or seek advice.

Budgeting
They'll learn the 50/30/20 rule, needs vs wants, and how to create a simple budget.

💡 Parent Tip:

Consider matching their savings or helping them open a savings account. Model good financial habits yourself.

Mental Health
The hub covers recognising stress, self-care strategies, and where to get professional support.

💡 Parent Tip:

Create an open environment where they feel comfortable discussing struggles. Know the warning signs of anxiety and depression.

Explore the Hub Together

The best way to support your child is to understand what they're learning. Take a tour through the modules yourself.